Do NFL Bets Include Overtime?

One of the biggest questions NFL bettors ask is 'what happens when the game goes to overtime?'. Do you get paid? Does it count? Let's take a look at the rules of NFL overtime.

Do NFL Bets Include Overtime?
Wade McElwain

Written by: Wade McElwain

(Senior Sports Writer)

Fact checked by: Umaima Saeed

(Sports Writer)

Last updated: 2024-03-14

For NFL enthusiasts diving into the world of sports betting, understanding the ins and outs of wagering rules is paramount. One common question that often arises is whether NFL bets include overtime. Will you get paid because the game got to stalemate? Let’s delve into this topic to provide clarity and insight for both seasoned bettors and newcomers alike as to whether your NFL bet is effected by overtime. The best advice we can give is that you check with your betting provider before you start splashing cash on NFL games. 

The Basics of NFL Betting

Before delving into the intricacies of overtime, let's establish a foundational understanding of NFL betting. In NFL wagering, individuals place bets on various aspects of the game, including point spreads, moneylines, and over/under totals. These bets typically revolve around the outcome of the game, individual quarters, or specific player performances.

Overtime in NFL Games

In the NFL, overtime serves as an additional period of play that occurs when the score is tied at the end of regulation time. During overtime, teams have an opportunity to break the tie and secure a victory through continued gameplay. Overtime periods typically consist of one 10-minute period, although different rules may apply during postseason games.

Impact of Overtime on Different Types of Bets

Now, let's address the burning question: does overtime affect NFL bets? The answer depends on the type of bet you've placed. For bets that focus solely on the outcome of the game, such as moneyline bets, the inclusion of overtime is crucial. In these cases, the final result of the game – whether determined in regulation time or overtime – determines the outcome of your bet. In most cases you should check who you placed the bet with, to see what the small print is of their offers. In general though, most bet providers will not include overtime.

Point Spread Bets and Overtime

Point spread bets add an extra layer of complexity to the equation. When betting against the spread, you're wagering on whether a team will win by a certain margin or keep the game within a specified range of points. In most cases, the point spread remains the same for overtime, meaning that if a team covers the spread in regulation, they must maintain that margin in overtime to win the bet. Again, many UK betting companies will consider a tie the end of the game the final score, so it depends what odds you bet on, but overtime is mostly not included.  

Over/Under Bets and Overtime

Over/under bets, also known as totals, involve predicting whether the combined score of both teams will be over or under a predetermined number set by oddsmakers. Overtime can have a significant impact on these bets, as additional scoring opportunities can tilt the final score above or below the set total. Bettors must consider the potential for overtime when placing over/under wagers. Once again over/unders will be determined by the total of the game at the tie, and betting providers consider that game over.  

Betting Strategies for Overtime Scenarios

Navigating overtime scenarios requires strategic thinking for NFL bettors. Those placing moneyline bets should assess teams' performance in overtime situations, considering factors such as momentum, player endurance, and coaching strategies. For point spread and over/under bets, understanding how teams perform under pressure and in extended play can inform your betting decisions. Most importantly if an NFL game goes to overtime don’t smash anything. Don’t get angry, ruin your house or scream. It’s just a game.

In the realm of NFL betting, the inclusion of overtime can have a profound effect on the outcome of wagers. Whether you're wagering on the moneyline, point spread, or over/under, it's essential to understand how overtime factors into your bets. By grasping these nuances and implementing sound betting strategies, you can navigate overtime scenarios with confidence and maximize your chances of success in NFL wagering. Check with whoever you bet with, and don’t be afraid to shop around. When it comes to overtime however, most bets are off when it comes to being included. So no, NFL bets do not include overtime. Sorry, a tie is a tie.

NFL OT 2.jpg


Do NFL bets count in overtime NFL?
It depends where you are. In the UK, no, but in the USA yes. Check with your bookmaker first.

How does overtime affect point spread bets?
In point spread bets, if the game goes into overtime, the final score of the game, including any points scored in overtime, determines the outcome of the bet.

Are moneyline bets affected by overtime in the NFL?
Yes, moneyline bets in the NFL usually include overtime. The winner of the game, regardless of whether it's decided in regulation or overtime, determines the outcome of the moneyline bet.

How does overtime affect player prop bets?
It depends where you are. In the UK, prop bets are usually only for the match, and not OT. In the US, these rules can differ. Check with your gambling provider.

What about betting on quarters and halves?
It all depends on the region you’re in, and the bookmaker you’re using. Some will allow it, but in the UK NFL betting is quite limited.

Does overtime impact totals (over/under) bets in NFL betting?
Yes, totals bets include points scored in overtime. The combined score of the game, including any points scored in overtime, determines whether the total score goes over or under the predetermined number set by oddsmakers. Again, check with your bookmaker.

Are there any exceptions where overtime may not be included in NFL bets?
Some prop bets or special bets may specify whether overtime is included. It's essential to check the specific rules and terms of each bet to determine whether overtime factors into the wager.

Wade McElwain

Wade McElwain

Wade McElwain is our Mr. NFL, a bona fide North American sports nut who knows about NBA, NHL, MLB, PGA plus MMA boxing and more. Originally from Canada, Wade is also an international award-winning stand-up comedian; host of numerous TV game shows; and a TV producer & writer. He also runs NFL in London-the largest NFL fan group in Europe, and has hosted NFL events at Wembley and around the world. Yes, he lives alone and does nothing but watch sports.

More articles by this author